Motor vehicle accidents in Oregon
Most of Oregon's population — and most of its crashes — sits along the I-5 spine running through Portland, Salem, and Eugene in the Willamette Valley. Portland's metro adds the I-84 corridor heading east through the Columbia River Gorge and I-205 looping the suburbs, both heavy with commuter and freight traffic.
Beyond the valley, Oregon's coastal routes and mountain passes bring their own weather-driven collisions, but the steady MVA volume for an injury firm comes from the I-5 metros. That corridor is where recent, injury-producing wrecks are most consistent.
Oregon injury law that shapes these cases
Oregon is a tort state with one twist worth knowing — mandatory PIP — so intake should understand how it fits:
- Statute of limitations: two years from the date of injury for personal-injury claims (ORS 12.110).
- Fault system: Oregon is an at-fault (tort) state, but it requires Personal Injury Protection (PIP) of at least $15,000 that pays your medical bills regardless of fault. Liability against the at-fault driver still drives the claim.
- Negligence rule: modified comparative negligence with a 51% bar (ORS 31.600). A claimant recovers only if their fault is not greater than the other party's — 50% or less — with damages reduced proportionally.
- Minimum auto liability: 25/50/20 — $25,000 bodily injury per person, $50,000 per accident, $20,000 property damage — plus mandatory PIP, UM, and UIM.
How we screen Oregon leads
We run our own accident campaigns across Oregon and capture each claimant ourselves — no shared pool, no resold list. Before a lead reaches you we confirm the crash is recent and the claim viable, the claimant reports a real injury, and they say they were not at fault so there is a liable party behind the PIP layer.
Because Oregon pairs tort liability with mandatory PIP, a screened "not at fault" claimant still has a clean liability path against the other driver. See the full MVA lead program for every accident type we cover.
Oregon advertising & lead-gen compliance
Every accident lead carries the compliance history of however it was captured, which is why the federal floor matters before you buy. The TCPA requires prior express written consent before marketing calls or texts go to a consumer. The FCC's tighter "one-to-one consent" rule was vacated by the Eleventh Circuit in January 2025 and is not in effect — but valid prior express consent is still required, and under the FCC's April 2025 revocation rules opt-outs have to be honored without delay.
Oregon has not enacted a dedicated telephone-solicitation "mini-TCPA," so the governing rules are the federal TCPA together with the Oregon Rules of Professional Conduct (Rules 7.1–7.3), which prohibit false or misleading attorney advertising and restrict direct solicitation of accident victims. A lead vendor running misleading urgency copy or unable to document how consent was obtained hands that exposure straight to the firm that pays for the lead.
Kurios runs consent-based, advertising-driven campaigns: our Oregon landing pages carry the required disclosures, we promise nothing about case outcomes, we honor opt-outs, and every lead is delivered to a single firm with documented, consent-based capture behind it. A non-compliant source can put the buyer's bar standing and bank account at risk — our whole posture is designed to keep that liability off your Portland and Salem intake. For the authoritative rules behind all of this, see the Oregon State Bar’s attorney-advertising rules and the FCC’s TCPA rules on telemarketing and robocalls.
Why Oregon personal injury firms work with Kurios
The metric that decides whether an Oregon source is worth it is cost per signed case, not cost per lead — and exclusive, screened, fast leads sign higher, which is what pulls your CAC down. Every Oregon lead is exclusive to one firm and reaches your CRM in under 10 seconds, so intake calls while the claimant is still on the page instead of dialing a shared record that's already been worked. We are MVA-only — no filler, no washed data, no wrong numbers padding a count — and off-criteria leads get replaced, so you don't pay for junk. Start with a 3-month test batch of 50 exclusive leads a month — month-to-month, cancel anytime within the 3 months, no retainer — so you can prove cost per signed case on your own numbers. Weigh exclusive against shared and aged data on exclusive personal injury leads, or survey the market on best MVA lead companies.
Ready for exclusive MVA leads, delivered to your CRM in under 10 seconds?
See If You QualifyFrequently Asked Questions
What's the statute of limitations for a car accident claim in Oregon?
Two years from the date of injury under ORS 12.110. Missing it generally bars the claim.
Is Oregon a no-fault state?
No. Oregon is an at-fault (tort) state, though it requires PIP of at least $15,000 that pays your own medical bills regardless of fault. Liability still runs against the at-fault driver.
How does fault affect an Oregon car accident case?
Oregon uses modified comparative negligence with a 51% bar. A claimant recovers only if 50% or less at fault, with damages reduced by their share.
Do Oregon car accident leads need to be TCPA-compliant?
Yes. The federal TCPA requires prior express written consent for marketing calls and texts, and opt-outs must be honored promptly under the FCC's April 2025 revocation rules. The FCC's one-to-one consent rule was vacated in January 2025, but valid consent is still required. Kurios delivers documented, consent-based leads so the buying firm isn't taking on someone else's TCPA liability.
Does Oregon have a special lead-generation statute?
Oregon has no dedicated telephone-solicitation mini-TCPA beyond the federal TCPA. Attorney advertising is governed by the Oregon Rules of Professional Conduct (Rules 7.1–7.3), which prohibit false or misleading legal ads and restrict solicitation of accident victims. Our campaigns run as consent-based advertising with proper disclosures and no outcome guarantees.
Are your Oregon leads exclusive?
Yes. Every Oregon car accident lead goes to one firm only — never shared, resold, or recycled.
How fast do Oregon leads reach my CRM?
In under 10 seconds. We push each lead into your CRM in real time so intake can call immediately.